About Calrisk Insurance Center – Your Construction Insurance Partner

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A Business Built Around Builders

At Calrisk Insurance Center, everything we do centers on helping construction companies thrive. If you’re here to learn about Calrisk Insurance Center, know this: we built our independent insurance agency in Southern California specifically to support contractors who are outgrowing generic, off-the-shelf insurance.



Our clients aren’t looking for the cheapest policy—they’re building something that needs to last. We’re here to help them protect that work, plan for what’s ahead, and grow stronger with every job.

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A man and a woman are walking in front of a building under construction.
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We Grow When You Do

Calrisk was founded with a straightforward philosophy: we only succeed when you succeed. Because your premium is based on your company’s revenue, we literally grow when you grow. That alignment drives us to do more than sell a policy—we provide full-service insurance support that helps you take on bigger projects, win larger contracts, and scale without fear of being undercovered.

From startups pulling their first permit in Pasadena to contractors expanding across Los Angeles, we’ve helped firms go from $1M to $15M+ in annual revenue—and stuck with them the whole way.

Backed by Real-World Experience in Construction Insurance

We’ve spent over a decade working with contractors across Southern California. From general contractors and framing crews to MEP firms and specialty subs, we understand the real risks that come with running a construction business.



Our founder brought years of experience from a high-volume agency to create a firm that delivers big-agency results with a local, independent approach. That means:

  • Fast turnaround on certificates and endorsements
  • Help with Workers’ Comp audits and claims follow-up
  • Guidance on coverage gaps before they become problems
  • Honest advice based on real client scenarios

Whether it’s a Builder’s Risk claim in Orange County or a Surety Bond for a municipal bid in Glendale, we’ve been there—and we’ve handled it.

Who We Are & How We Work

Led by licensed agents and construction-focused risk advisors, Calrisk operates on trust, responsiveness, and long-term thinking. Our team includes professionals with specialized training in contractor insurance, billing processes, and commercial claims handling.

We treat every client like a long-term partner, not a policy number. That means:

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Clear communication

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Rapid support during jobsite emergencies or audits

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Strategic guidance for growing contractors

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Access to vetted partners for bookkeeping, bonding, and more

Why Contractors Trust Calrisk Over Captive Agents

If you’re still working with a captive agency that only offers one carrier’s products, you’ve probably felt the limits of their one-size-fits-all approach. At Calrisk, we built something better:

01.

Comprehensive Coverage Options

We’re not tied to a single insurance company

02.

Full-Service Support 

From certificates to billing and bookkeeping referrals, we handle the details

03.

Construction-Specific Insight

We apply lessons from SoCal’s top-performing contractors

04.

Long-Term Partnerships

Most of our clients have been with us 8 to 10+ years

05.

Licensed in California

Insurance License #0K97400

Whether you’re exploring new coverage for a growing crew or reviewing an outdated policy from a captive agency, we can help.

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Real Growth, Real Results

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"Calrisk helped us go from $1M in revenue to over $15M. They didn't just sell us insurance—they made sure we were always ready for the next big contract."

 – J. Moreno, General Contractor, Los Angeles

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“I’ve had more support from Calrisk in one year than I got in five years with my old agent.”

 – E.S., Roofing Contractor, San Bernardino

Proudly Serving SoCal’s Construction Community

We’re based in the Monrovia–Arcadia area, just east of Pasadena and close to the heart of L.A.’s booming construction market. From Riverside and Anaheim to Burbank and Long Beach, we serve the full Southern California region with boots-on-the-ground understanding of local regulations, permit requirements, and jobsite needs.



This is our home—and we’re proud to protect the contractors building it.

Ready to See What We’re All About?

Let’s talk about where your business is headed and how we can help you get there. We’re here when you’re ready to make a change—or just need straight answers from someone who gets construction.